Through P2P Lending platform services, together we can achieve better financial inclusion in Indonesia.
KreditPro is a company that focuses on financial technology and digitalization that has a vision and mission to make a real contribution to business development in Indonesia, especially small and medium businesses.
KreditPro is fully committed to the Democratization of Financial Services in Indonesia, so that people from various segments and backgrounds can become part of the Cashless Society in today's digital era through Digital Payment, P2P Lending & Remittance.
We provide a fast, secure, transparent digital platform for lending services for the convenience of partners, lenders, and borrowers. Thus, business actors in Indonesia are helped in their efforts to achieve better financial management and have a more thorough understanding of credit potential and risks.
Our unique B2B2C approach has always helped our business partners to digitize their operations & customer base, thereby effectively developing a fully digital and cashless ecosystem. In addition to all the services we provide, we are a fully licensed financial technology company in the financial services industry. KreditPro has proper licenses for Digital Payments, P2P Lending, and Money Transfers under 3 official Digiasia brands: KasPro, KreditPro & RemitPro.
The limited access to financial services for SMEs, micro-organizations and most of the low-income community, as well as the weak penetration of conventional banking in reaching the entire community, have led to a gap in the need for and supply of financial services in Indonesia. Therefore, there is an opportunity for alternative non-bank entities to provide technology-based financial services aimed at the majority of the Indonesian people.
PT Tri Digi Fin (KreditPro) has a main vision and mission in making a significant contribution to business development in Indonesia, especially small and medium businesses. For the realization of this vision, KreditPro is fully committed to providing a digital platform for fast, safe, transparent lending services to all relevant parties such as lenders and borrowers. In addition, KreditPro is also committed to assisting all business actors in achieving better financial management and having a better understanding of credit potential and risks.
KreditPro has a money lending program based on platform technology for business actors who have difficulty getting access to financial services. The loan products provided by KreditPro are not only accompanied by loan products, but are accompanied by understanding and providing details such as the KYC (consumer identification) process, the amount of the loan and the borrower's credit assessment.
We bring together great people from different fields of expertise who complement each other in one team to make financial inclusion a reality.
Accumulation for the Year Ended December 31, 2022 (in millions of Rupiah)
| Income | Rp2.859.807 |
| Operating Expenses | -Rp620.446 |
| Bruto Profit | Rp2.239.361 |
| Marketing Cost | -Rp9.310 |
| General and Administration Cost | -Rp4.460.831 |
| Other Income | Rp8.890 |
| Loss before Income Tax | -Rp2.221.890 |
| Income Tax Benefit | Rp342.298 |
| Total Comprehensive Loss for the Year | -Rp1.879.592 |
On December 31, 2022 (presented in thousands of rupiah, unless stated otherwise)
| Fixed Assets | Rp282.803 |
| Non Fixed Assets | Rp7.867.113 |
| Total Assets | Rp8.149.916 |
| Short-term liabilities | Rp486.459 |
| Long-term liabilities | Rp5.168.722 |
| Total Liability | Rp5.655.181 |
| Total Equity | Rp2.494.735 |
| Total Liabilities and Equity | Rp8.149.916 |
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