Fees and Interest Rates

Interest fee refers to the level of risk resulting from the credit-scoring process by the Kredivest Analyst Team. When a Borrower applies for a loan, KreditPro will automatically analyze every data, document, and other information submitted by the Borrower. The results of the analysis will produce the Risk Level as a parameter for the level of interest fees paid by the Borrower.

Fees charged to the borrower once the loan approved, are paid at the time of disbursement and deducted directly. This fee is paid one time per loan.

Fees charged to borrowers when late loan payments occur. This fee is charged from the first day the delay occurs until the fee is paid.