Efficient Ways in Applying for Loan and Funding

Modern and Efficient Ways in Applying for Loan and Funding

Now is not the time to apply for loans and fund in complicated procedures. P2P Lending simplifies everything.

Peer-to-Peer Lending

Applying for a loan from a bank is not an easy matter for some people or business people. Various required procedures and consuming a lot of energy are problems.

On the other hand, many people have excess funds but are hesitant to lend their money because they think of the many problems behind it, for example payment is stuck and ends up in the realm of law.

The Peer-to-Peer (P2P) Lending method is here to solve these problems. Without intermediary banks or other financial institutions, P2P Lending is a transparent, secure, and fast solution for borrowing and funding loans.

Based on online technology, the KreditPro P2P Lending platform brings together Lenders and Borrowers through the Marketplace.

KreditPro is present to have a role as a mediator who bridges and regulates the smoothness of borrowing and financing transactions between borrowers and lenders to get benefits together. The benefits of various conveniences in borrowing, on the one hand, the lender plays a role in helping business people with attractive returns.

P2P Marketplace

Peer-to-Peer marketplace is a forum that brings together people/business players who need loans with people/institutions who have an interest in providing loans and investing.

Peer-to-Peer marketplace can be accessed online by people who have registered as borrowers and lenders. At the time of borrowing, the identity of the borrower will not be disclosed transparently, but the lender can study and analyze the needs, conditions of the loan, and the background of the borrower clearly.

The role of KreditPro is to manage the P2P marketplace starting from verifying borrower and lender data, making selections, analyzing professionally, giving approval for quality loan applications, arranging disbursement, reminding loan payments, to providing returns to lenders transparently and safely.

KreditPro as an Information Technology-Based Lending and Borrowing Service Provider is licensed and its business activities are closely monitored by the OJK based on the Financial Services Authority Regulation Number 77/POJK.01/2016.

How KreditPro P2P Lending Works

Register
1

Register

Register and follow the easy steps as a Borrower on the KreditPro site.

Apply for a Loan
2

Apply for a Loan

After the account is verified, you can apply for a loan according to your choice of needs.

Approval Process
3

Approval Process

Loan applications will pass the approval stage by the KreditPro professional team and are supported by advanced technology.

Funding Process
4

Funding Process

The loan will be listed on the KreditPro marketplace, and the lenders are ready to fund.

Loan Acceptance
5

Loan Acceptance

The loan is immediately disbursed after the successful funding process is carried out.

Loan Repayment
6

Loan Repayment

Adhere to the loan repayment due date to maintain the performance of your next loan.

Create a Lender Account at KreditPro
1

Create a Lender Account at KreditPro

Register and follow the easy steps as a Lender on the KreditPro website.

Wait for your Data Verification
2

Wait for your Data Verification

The data will go through a verification process before being able to access the Funding page.

Recognize the Risks and Learn about Loans
3

Recognize the Risks and Learn about Loans

Identify funding risks according to OJK instructions and study the loan list before starting funding in the marketplace.

Start Loan Funding
4

Start Loan Funding

Start funding for one or more loans that you feel are suitable for funding.

Earn Rewards
5

Earn Rewards

Returns will be obtained after payment of installments or full payment of the loan is made by the borrower.

Develop a Funding Portfolio
6

Develop a Funding Portfolio

Build and develop a funding portfolio through the turnover of funds and the returns that have been obtained.

Why Choose KreditPro

borrower

Borrower

Lender

Lender

  • Transparent fee calculation
  • Without the need for fixed asset collateral
  • Loan tenor can be determined as needed
  • Relatively low platform fees
  • Flexible and fast process
  • Have a permit from the Financial Services Authority (OJK)

Loan Simulation Calculator

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Amount

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Loan Amount

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Estimated loan amount that can be obtained maximum :ltv: of :slug:.

Tenor (month)

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Loan Return Amount

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Fees not included:

*Calculations are still in the form of projection results. The final result may change depending on the results of the scoring performed
*Fees do not include late payment penalties.

Get a secure financing solution by becoming a Borrower at KreditPro.

Apply Loan
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  • Attractive returns up to 20% p.a.
  • Minimum funding is relatively low
  • Various funding options for loan products
  • Easy and transparent process through online
  • Safe with credit protection insurance
  • Your funding supports financial of SMEs in Indonesia
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